Investment Disclaimer

Last updated: January 04, 2025

1. Purpose of This Disclaimer

This Investment Disclaimer outlines the limitations and conditions under which financial, economic, or investment-related content provided by vrdAI, a product of Aureai Labs LLC, should be interpreted and used. It applies to all content delivered via:

  • Our AI-powered tools
  • Platform-generated reports or analyses
  • Blogs, newsletters, or alerts
  • Interactive responses to prompts
  • Educational modules or insights
  • Any affiliated channels or integrations

The primary purpose of this disclaimer is to clarify that vrdAI does not provide licensed investment advice, nor does it act as a registered investment adviser, broker-dealer, or financial planner under applicable U.S. or international securities laws.

This disclaimer is intended to protect both you (the user) and vrdAI from any misinterpretation of content as professional financial guidance, legal advice, or investment recommendation.

2. No Investment Advice

All content provided by vrdAI, whether AI-generated, curated by our platform, or made available through affiliated tools, is strictly for informational and educational purposes only.

Nothing presented on the platform constitutes or should be construed as:

  • Personalized investment advice
  • A recommendation to buy, sell, or hold any securities, cryptocurrencies, financial instruments, or digital assets
  • Legal, tax, or accounting advice
  • An endorsement of any particular investment strategy, fund, advisor, or opportunity

vrdAI is not a registered investment advisor (RIA) under the Investment Advisers Act of 1940, nor does it hold any broker-dealer registration with the SEC or FINRA. You should not rely solely on platform content to make financial decisions.

All investment decisions carry inherent risk and should be made in consultation with a licensed financial professional who understands your personal financial situation, risk tolerance, and investment objectives.

3. No Fiduciary Relationship

Your use of vrdAI's platform, services, or content does not create a fiduciary relationship between you and Aureai Labs LLC, its officers, employees, developers, or affiliates.

We are not acting as:

  • A fiduciary under any federal or state securities law
  • A financial agent or portfolio manager
  • A party with any duty to act in your best interest in a legal or financial advisory capacity

vrdAI does not receive compensation for recommending specific products, investment strategies, or asset classes, and we do not manage, hold, or transact on your behalf in any financial instruments.

You are solely responsible for evaluating any data, content, or insights provided on the platform and for making your own independent decisions.

4. Use at Your Own Risk

By using vrdAI, you acknowledge and agree that any reliance on platform-generated content is entirely at your own risk.

We do not warrant or guarantee that:

  • Any information provided is complete, accurate, or up-to-date
  • AI-generated responses reflect actual market conditions, regulatory developments, or future outcomes
  • Content is suitable for your personal financial circumstances or investment profile

Investing in securities, digital assets, or any financial instruments involves substantial risk, including the potential loss of principal. Past performance is not indicative of future results.

You are solely responsible for:

  • Evaluating the appropriateness of any content
  • Conducting your own due diligence
  • Seeking professional guidance where needed
  • Bearing any losses or liabilities arising from your investment choices

vrdAI, its developers, affiliates, and content providers will not be held liable for any direct or indirect losses resulting from your use of the platform.

5. Accuracy and Timeliness of Information

vrdAI makes reasonable efforts to ensure that the information provided on its platform is accurate and current at the time of delivery. However, due to the nature of financial markets, regulations, and AI-generated content, we do not guarantee the accuracy, completeness, or timeliness of any information presented.

Key limitations include:

  • Market data may be delayed, outdated, or sourced from third parties without real-time updates.
  • Economic indicators and financial models may be speculative, incomplete, or based on assumptions that do not reflect real-world complexities.
  • News, commentary, or analytical content may be based on historical information or general scenarios not tailored to your situation.
  • AI outputs may inadvertently include outdated, fabricated, or contextually misaligned data ("hallucinations").

vrdAI assumes no responsibility for errors, omissions, or inaccuracies in content, whether generated algorithmically or provided by third-party integrations.

Users are encouraged to cross-reference any material information with verified financial sources or licensed professionals before making decisions.

6. AI-Generated Content Limitations

vrdAI uses advanced language models and algorithmic systems to generate content in response to user queries. While our platform is designed to be informative and responsive, AI-generated outputs have inherent limitations that must be understood before use.

a. No Human Verification

AI responses are generated automatically without manual review. They may:

  • Contain factual inaccuracies or outdated information
  • Misinterpret the context or intent of a user query
  • Generate plausible but incorrect or misleading financial scenarios
  • Fail to capture regulatory nuances or jurisdiction-specific details

b. No Predictive Guarantees

AI systems do not possess actual market foresight or forecasting ability. Outputs that imply performance, valuation, price trends, or strategic outcomes are hypothetical and not to be construed as predictive or actionable recommendations.

c. Bias and Training Data

Content generated by AI may reflect limitations or biases present in the training data. While we apply filters and safety systems, unintended outputs may occur and should not be assumed to be neutral, objective, or universally applicable.

d. No Custom Financial Planning

AI responses do not factor in your full financial profile, including income, debt, goals, tax exposure, or risk tolerance. Outputs are generalized and are not a substitute for a licensed financial planner or fiduciary advisor.

Users must independently verify any AI-derived insight and are solely responsible for the decisions made based on it.

7. Educational and Informational Use Only

All content provided through vrdAI—whether in the form of text, visualizations, comparisons, simulations, or interactive outputs—is intended solely for educational and informational purposes.

a. No Professional Advice

Content is not a substitute for professional judgment or tailored financial planning. It is designed to help users explore concepts, understand investment fundamentals, and learn how financial tools and scenarios may work in theory.

b. Non-Transactional Platform

vrdAI does not facilitate:

  • Real-time market trading
  • Brokerage services
  • Custodial accounts
  • Financial product sales or distribution
  • Execution of investment transactions

c. Learning-First Approach

The goal of vrdAI is to support user learning, awareness, and critical thinking—not to direct real-world investment behavior.

d. Audience Responsibility

It is your responsibility to evaluate all educational materials in light of your own financial circumstances and objectives, and to consult a registered financial advisor before acting on any insight derived from this platform.

Do not make financial decisions solely based on vrdAI content.

8. Third-Party Content and Tools

vrdAI may incorporate or reference third-party data, tools, APIs, or informational feeds as part of its platform experience. This includes but is not limited to:

  • Financial market data
  • Economic indicators and trends
  • API-based calculators or simulations
  • News summaries or analysis
  • External research and documentation links
  • Integrated AI tools or LLMs operated by third parties (e.g., OpenAI, Grok, Anthropic)

a. No Endorsement or Validation

vrdAI does not control, endorse, or guarantee the accuracy or completeness of any third-party content or services accessed through our platform.

b. Independent Terms May Apply

Use of any external tool, plugin, or linked resource may be governed by separate terms of service, privacy policies, or disclaimers imposed by the third-party provider. You are responsible for reviewing and complying with those terms.

c. No Liability for Third-Party Outputs

We disclaim any liability for financial or strategic decisions made based on content or results derived from third-party sources, integrations, or outputs. These are offered as supplementary tools, not authoritative guidance.

Use of such content is at your discretion and risk.

9. No Offer or Solicitation

Nothing provided by vrdAI—whether via our website, platform, API, AI interaction, or affiliated channels—should be construed as:

  • An offer to buy or sell any security, token, commodity, or financial instrument
  • A solicitation of investment, advisory, or brokerage services
  • A proposal to engage in any regulated financial transaction or contractual relationship

a. Informational Only

All references to financial assets, strategies, market trends, or investment scenarios are informational and illustrative. They are not promotional communications under U.S. securities law or any global financial regulatory framework.

b. Regulatory Exemption

vrdAI does not operate as a broker-dealer, investment adviser, or crowdfunding portal, and does not market or distribute securities, funds, crypto assets, or digital tokens. We do not accept capital, manage portfolios, or execute trades on behalf of users.

c. No Jurisdictional Claims

The platform is intended for general use and does not target users in jurisdictions where providing such content would be unlawful or require registration. If you are subject to such restrictions, you must not rely on vrdAI for any investment-related purpose.

10. Regulatory Compliance and Jurisdiction

vrdAI is operated by Aureai Labs LLC, a U.S.-based entity registered in the state of Wyoming, and governed primarily by applicable United States federal and state laws.

a. Non-Registered Status

vrdAI is not registered as a:

  • Investment adviser under the Investment Advisers Act of 1940
  • Broker-dealer with the U.S. Securities and Exchange Commission (SEC)
  • Member of the Financial Industry Regulatory Authority (FINRA)
  • Commodity trading advisor or futures merchant
  • State-licensed financial planner or tax advisor

As such, content provided on the platform does not fall under fiduciary, regulatory, or suitability obligations required of licensed professionals.

b. Jurisdictional Limitations

Use of the platform is intended only in jurisdictions where the content and services provided are lawful. You are responsible for ensuring that your access and use of vrdAI is compliant with the laws and financial regulations of your region.

vrdAI does not claim compliance with, or seek licensure under, securities or investment laws in any jurisdiction outside the United States.

c. Enforcement Venue

Any dispute related to the interpretation or application of this disclaimer shall be governed by the laws of the State of Wyoming, and resolved exclusively in the courts located within Sheridan County, unless otherwise required by applicable law.

11. Limitation of Liability

To the fullest extent permitted by law, Aureai Labs LLC, its officers, employees, developers, licensors, agents, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to:

  • Your use of or reliance on vrdAI content
  • Any inaccuracies or omissions in platform-generated responses
  • Delays, errors, or service interruptions
  • Loss of profits, capital, investment opportunities, or goodwill
  • Regulatory or tax consequences resulting from decisions made using vrdAI content
  • Actions or inactions taken based on third-party tools, data, or integrations

This limitation applies regardless of the form of action, whether in contract, tort, negligence, strict liability, or otherwise—even if vrdAI has been advised of the possibility of such damages.

a. No Liability for AI Errors

vrdAI makes no warranty, express or implied, regarding the accuracy, reliability, or fitness of AI-generated content. All AI outputs are delivered "as is" without warranties of any kind.

b. Financial Losses

vrdAI is not liable for any financial losses, tax exposures, or missed gains resulting from reliance on platform content. You are solely responsible for verifying all information and consulting licensed professionals before taking action.

12. Indemnification

By using vrdAI, you agree to indemnify, defend, and hold harmless Aureai Labs LLC, its affiliates, officers, directors, employees, contractors, licensors, and agents from and against any and all claims, losses, liabilities, damages, expenses, and costs (including reasonable attorneys' fees) arising out of or related to:

  • Your reliance on platform-generated content or tools
  • Your violation of this Investment Disclaimer or any other applicable policy
  • Your use of vrdAI in a manner that is unlawful, negligent, or in breach of third-party rights
  • Any action taken or omitted based on content delivered by the platform, whether AI-generated or not
  • Any misrepresentation or misuse of educational content as actual investment advice

This indemnification obligation survives the termination of your use of the platform and applies to any third-party claims, regulatory actions, or legal proceedings brought as a result of your activities on or through vrdAI.

13. No Guarantee of Results

vrdAI makes no promises or guarantees regarding the outcome of any decision, strategy, or action you may take based on content generated by the platform.

a. No Predictive Performance

Any projections, simulations, scenario modeling, or hypothetical outcomes provided by vrdAI are illustrative only. They are not based on live market data or personalized risk assessments, and should not be interpreted as reliable predictors of:

  • Investment performance
  • Portfolio returns
  • Market direction
  • Tax outcomes
  • Financial security

b. User Responsibility

It is solely your responsibility to:

  • Evaluate the relevance and suitability of any information
  • Apply your own due diligence and critical thinking
  • Consult professionals as necessary

Your financial success or failure is contingent upon many factors outside the scope of vrdAI's tools or control, including market conditions, personal discipline, timing, and regulatory shifts.

vrdAI disclaims all liability for unrealized expectations, lost opportunities, or financial losses stemming from any reliance on platform content.

14. Contact Information

If you have any questions, concerns, or requests related to this Investment Disclaimer or how investment-related content is handled on vrdAI, please contact us at:

Aureai Labs LLC

Legal and Compliance Department

30 N Gould Street

Sheridan, Wyoming 82801

United States

📧 Email: legal@vrdai.com

We encourage all users to seek independent legal and financial advice before acting on any information obtained from vrdAI. Our support team will respond to general policy inquiries but does not provide financial or investment counsel.