Welcome to vrdAI, a proprietary product of Aureai Labs LLC (“vrdAI,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of the vrdAI platform, including our website, web-based application, and all associated tools, features, data, and services (collectively, the “Service”).

By accessing or using any part of the Service, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms, as well as any applicable additional policies and notices incorporated by reference, including our Privacy Policy, Acceptable Use Policy, and any posted Community Guidelines or Cookie Notice, where applicable.

If you do not agree to these Terms, or if you are not authorized to do so under the laws of your jurisdiction, you must immediately cease all use of the Service.

These Terms constitute a binding agreement between you and Aureai Labs LLC, a Wyoming-registered limited liability company, and apply to all users of the Service, including visitors, registered account holders, organizations, and contributors of content or data.

vrdAI reserves the right to update or amend these Terms at any time, as described in Section 18. Your continued use of the Service after such changes constitutes acceptance of the updated Terms.

The vrdAI platform is operated and owned by:

• Aureai Labs LLC
• A Wyoming-registered limited liability company
• Mailing Address: 30N Gould Street, Sheridan, Wyoming 82801
• Email: usevrdai@gmail.com

For any inquiries, including legal notices or compliance-related matters, you may contact us via the email address above. We will make reasonable efforts to respond to all inquiries within ten (10) business days.

vrdAI provides AI-powered commentary, data visualizations, and analytical outputs based on publicly available financial information, including but not limited to equities, cryptocurrencies, commodities, and economic indicators.

All information and content provided through the Service is intended solely for informational and educational purposes. It does not constitute, and should not be construed as:

• Investment, trading, or financial advice
• A recommendation to buy, sell, or hold any security or asset
• Legal, accounting, or tax advice
• Personalized advice tailored to your financial circumstances

vrdAI is not a registered broker-dealer, investment adviser, financial planner, or tax professional. No fiduciary relationship is created through your use of the Service.

You acknowledge that you are solely responsible for evaluating any information obtained through the platform and that all financial decisions made by you are at your own risk. You agree to consult with licensed professionals before making any investment or financial decisions.

Use of the Service does not replace independent judgment or professional consultation.

To use the Service, you must meet the following eligibility requirements:

• You must be at least 18 years of age (or the legal age of majority in your jurisdiction, if higher).
• You must have the legal capacity to enter into a binding contract under applicable laws.
• You must not be located in, or a resident of, any country or territory that is subject to U.S. trade sanctions or embargoes, or otherwise prohibited by applicable export control laws from using the Service.
• You must not be barred from using the Service under any applicable laws, regulations, or court orders.
• You may not use the Service on behalf of another individual or entity unless you are authorized to do so and can bind them to these Terms.

vrdAI reserves the right to deny or revoke access to any user at its sole discretion if it determines that eligibility requirements are not met or maintained.

To access certain features of the Service, you may be required to create an account. By registering for an account, you agree to the following:

• Accurate Information: You will provide accurate, current, and complete information during registration and will update such information as necessary to keep it accurate and complete.
• Account Security: You are solely responsible for maintaining the confidentiality and security of your login credentials. You must not share your account or password with others.
• Activity Accountability: You are fully responsible for all activity that occurs under your account, whether or not you authorized such activity.
• Unauthorized Access: You agree to notify us immediately at usevrdai@gmail.com if you suspect any unauthorized access to or use of your account.
• One Account Per User: Unless explicitly authorized, you may only create and use one account per person or legal entity.

vrdAI is not liable for any loss or damage arising from your failure to comply with these obligations. We reserve the right to suspend, restrict, or terminate your account at any time if we reasonably believe that you have violated these Terms or engaged in fraudulent or abusive use of the Service.

Access to certain features or functionality of the Service may require a paid subscription. By subscribing, you agree to the following terms:

6.1 Pricing and Plans

• Subscription pricing, usage limits, and included features are described in the Service interface (e.g., pricing page, dashboard, or account settings).
• We reserve the right to change pricing or plan structures at any time. Any material changes will be communicated in advance and will apply upon renewal or upgrade.

6.2 Payment Processing

• Payments are securely processed through Stripe, our third-party payment processor. You agree to provide accurate and complete billing information and authorize Stripe to charge your payment method on our behalf.
• All transactions are subject to Stripe’s terms and conditions, and you are responsible for reviewing them.

6.3 Billing and Renewal

• Subscriptions are billed on a recurring basis (monthly or annually) unless canceled prior to the next billing cycle.
• By subscribing, you authorize automatic renewal and recurring charges unless you cancel via your account settings before the renewal date.

6.4 Refunds and Credits

• All payments are non-refundable once any credits are used or once time has elapsed in the current billing cycle.
• Partial refunds or prorated credits may be offered solely at our discretion in exceptional circumstances (e.g., prolonged service outages, duplicate charges).

6.5 Failed Payments and Suspension

• If a payment fails or is declined, we may immediately suspend your access to the Service until payment is successfully processed.
• We may use third-party collection services or restrict access to your content if payments remain overdue.

Subject to your compliance with these Terms, vrdAI grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your own personal, non-commercial, educational purposes.

This license does not include any right to:

• Copy, modify, or create derivative works of the Service, its software, or its underlying models
• Reverse engineer, decompile, disassemble, or attempt to discover the source code, architecture, or algorithms of any part of the Service
• Reproduce, distribute, sell, resell, lease, or sublicense the Service or its outputs
• Use the Service to build, train, or enhance any competing product or service
• Use the Service to automate or execute financial transactions, including high-frequency trading, without express written permission
• Access or use the Service in violation of any applicable laws or regulations

All rights not expressly granted to you under these Terms are reserved by vrdAI and its licensors. vrdAI may suspend or revoke your access at any time if we believe you are misusing the Service or violating the scope of this license.

You agree to use the Service in a lawful, responsible, and respectful manner. As a condition of access, you must not:

8.1 Unlawful or Prohibited Activities

• Violate any applicable laws or regulations, including those related to securities, export control, privacy, or intellectual property
• Use the Service in connection with fraud, money laundering, market manipulation, or other illicit activity
• Impersonate any person or entity, or falsely represent your affiliation with a third party

8.2 Misuse of the Platform

• Use or present vrdAI outputs as investment advice, financial guarantees, or professional recommendations
• Use bots, scrapers, automation scripts, or other means to exceed usage limits, circumvent account restrictions, or harvest data
• Resell, sublicense, or share access credentials with others unless explicitly authorized
• Upload or submit any content that is harmful, offensive, or violates another person’s rights (including copyrighted or proprietary data)

8.3 Platform Integrity

• Attempt to interfere with the security, performance, or stability of the Service
• Introduce malware, viruses, denial-of-service attacks, or other malicious code
• Use the platform in a manner that degrades experience for other users or abuses system resources

vrdAI reserves the right to monitor usage for compliance, investigate suspected violations, and take appropriate action—including account suspension or legal recourse—at its sole discretion.

The vrdAI Service integrates with certain third-party technologies and services to deliver core functionality. By using the Service, you acknowledge and agree that:

9.1 External Service Providers

vrdAI currently integrates with third-party providers including, but not limited to:

• OpenAI – for AI inference and language model processing
• Supabase – for authentication, database, and storage infrastructure
• Stripe – for payment processing and billing

These services are governed by their own respective terms and privacy policies, which you are responsible for reviewing. Your use of vrdAI is also subject to compliance with those third-party terms to the extent they apply.

9.2 Data Sharing and Transmission

In order to enable these integrations, certain personal data or usage information may be securely shared with or transmitted through third-party providers as necessary for service delivery, account management, or payment processing. vrdAI does not control, and is not responsible for, the functionality, accuracy, or reliability of these third-party services.

9.3 Future Changes

We reserve the right to add, remove, or modify third-party integrations at any time, with or without prior notice. Any material impact on your use of the Service will be communicated in advance.

vrdAI leverages advanced AI models to generate outputs based on user inputs and public data. While we strive to ensure accuracy and usefulness, you acknowledge and agree to the following limitations:

10.1 No Guarantee of Accuracy

• AI-generated content may contain errors, inaccuracies, or outdated information.
• Outputs are generated based on patterns in data, not verified facts or personalized analysis.
• The Service does not independently verify third-party data sources.

10.2 Not a Substitute for Professional Advice

• The Service is not intended to replace licensed financial advisors, legal counsel, accountants, or other professionals.
• You are solely responsible for validating and interpreting any outputs before acting on them.

10.3 Performance Risk

• Outputs related to market trends, asset performance, or trading patterns are not predictive of future results.
• Any use of the Service for speculative, trading, or investment purposes is at your own risk.

10.4 Input Sensitivity

• AI outputs may vary depending on phrasing, context, or data availability.
• Similar queries may generate different results at different times.

vrdAI disclaims any liability for losses or consequences that result from reliance on AI-generated content. Always use independent judgment and verify critical information through reliable sources.

vrdAI is designed to provide reliable access and high system availability. However, we do not guarantee uninterrupted access to the Service. By using the platform, you acknowledge and agree to the following:

11.1 Target Uptime

• We aim to maintain 99.5% monthly uptime for paid subscribers under normal operating conditions.
• Planned maintenance, software updates, and infrastructure scaling may cause temporary outages. Where feasible, we will provide advance notice.

11.2 Downtime and Compensation

• In the event that system uptime falls below 95% in a given calendar month for paying users, you may contact us at usevrdai@gmail.com to request a pro-rated credit or refund, subject to verification.
• Compensation is limited to subscription fees paid for the affected period and does not cover indirect or consequential damages.

11.3 Limitations and Exceptions

• Downtime caused by factors beyond our reasonable control (e.g., force majeure, third-party failures, denial-of-service attacks, or internet provider issues) will not be counted toward uptime guarantees.
• Free or trial accounts are not entitled to service-level commitments or compensation.

vrdAI reserves the right to modify, suspend, or discontinue all or part of the Service at any time with or without notice.

vrdAI and its underlying technologies, interfaces, and content are protected by intellectual property laws. Your access to the Service does not grant you ownership of or rights to our proprietary assets, except as explicitly stated in these Terms.

12.1 Our Content and Technology

All software, source code, AI models, interfaces, visual elements, algorithms, designs, trademarks, logos, trade names, and all other materials developed by or for vrdAI (collectively, “vrdAI Content”) are the exclusive property of Aureai Labs LLC or its licensors. This includes:

• All model outputs (unless specifically attributed to public/open data)
• UI/UX components, web-app layout, and platform designs
• Internal logic, scoring frameworks, and workflows

You may not reproduce, modify, distribute, display, perform, or otherwise exploit any vrdAI Content without express written permission.

12.2 Your Inputs and Content

You retain ownership of any content you submit to the platform, including prompts, uploaded files, and written inputs (“User Content”). However, by using the Service, you grant vrdAI a non-exclusive, worldwide, royalty-free license to use, store, process, and display your User Content as necessary to:

• Deliver and improve the Service
• Comply with applicable law or enforce these Terms
• Support research, diagnostics, or analytics (in anonymized or aggregate form)

vrdAI will not use your User Content for commercial redistribution or publication without your consent, except as part of anonymized aggregate insights.

12.3 Feedback

Any suggestions, feedback, or recommendations you voluntarily provide regarding the Service may be used by vrdAI without obligation or compensation. You grant us a perpetual, irrevocable license to use such feedback for any purpose.

Either you or vrdAI may terminate this agreement and your access to the Service at any time, subject to the following terms:

13.1 Termination by You

You may close your account at any time through your user dashboard or by contacting us at usevrdai@gmail.com. Upon closure:

• Your access to paid features will end at the conclusion of the current billing cycle.
• No refunds will be issued for unused time or credits, unless otherwise provided in Section 6.4.
• Any data associated with your account may be deleted, archived, or anonymized in accordance with Section 13.3.

13.2 Termination or Suspension by vrdAI

We reserve the right to suspend or terminate your account immediately, with or without notice, if:

• You violate these Terms, any applicable laws, or our Acceptable Use Policy
• Your activity poses a legal, regulatory, or security risk
• You engage in abusive behavior toward our staff, systems, or other users
• Your payment fails and remains unresolved after multiple attempts

Termination does not affect our right to recover unpaid amounts or seek legal remedies for violations.

13.3 Data Retention and Deletion

Upon termination:

• Personal data and account activity may be retained for up to 30 days, after which it will be permanently deleted or anonymized, unless a longer retention period is legally required (e.g., for audit, tax, or compliance purposes).
• We are not responsible for storing or recovering any content, outputs, or custom configurations after account closure.
• You are encouraged to download or export any important data prior to termination.

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless vrdAI, Aureai Labs LLC, its officers, directors, affiliates, partners, employees, and agents from and against any and all claims, damages, liabilities, losses, judgments, demands, costs, or expenses (including reasonable attorneys’ fees) arising out of or relating to:

• Your access to or use of the Service
• Your violation of these Terms or any applicable law
• Your misuse, reliance on, or misrepresentation of AI-generated content
• Any third-party claim that your inputs, uploaded content, or conduct infringe upon rights of privacy, intellectual property, or applicable regulation
• Any breach of representations or warranties made by you under these Terms

vrdAI reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with our defense and settlement efforts in good faith.

This section will survive termination of your account and use of the Service.

The Service and all content, outputs, and features are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied.

To the fullest extent permitted by law, vrdAI and Aureai Labs LLC disclaim all warranties, whether express, implied, statutory, or otherwise, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Any warranties that the Service will be uninterrupted, timely, secure, error-free, or free from harmful components
• Any warranties regarding the accuracy, reliability, completeness, or usefulness of outputs, predictions, insights, or content provided by the Service
• Any warranties that use of the Service will meet your expectations or achieve specific results

No advice, information, or output obtained from vrdAI shall create any warranty not expressly stated in these Terms.

Some jurisdictions do not allow the exclusion of certain warranties, so the above exclusions may not apply to you in full.

To the maximum extent permitted by law, vrdAI and Aureai Labs LLC, including their officers, directors, employees, affiliates, contractors, and licensors, shall not be liable for any:

• Indirect, incidental, special, punitive, or consequential damages
• Loss of profits, revenues, goodwill, business opportunities, data, or savings
• Business interruption or trading losses
• Errors or omissions in content or output
• Inability to access or use the Service

Arising out of or in connection with your use of the Service, regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise), even if we have been advised of the possibility of such damages.

16.1 Aggregate Liability Cap

If, notwithstanding the foregoing, we are found liable to you for any damage or loss arising out of or relating to these Terms or your use of the Service, our total cumulative liability shall not exceed the greater of:

• The total subscription fees you paid to us in the twelve (12) months preceding the event giving rise to the claim
• USD $100.00

This limitation shall apply even if a remedy fails of its essential purpose.

Some jurisdictions may not allow certain liability exclusions or limitations, so portions of this clause may not apply to you.

These Terms are governed by and will be interpreted in accordance with the laws of the State of Wyoming, United States, without regard to conflict of laws principles.

17.1 For U.S. Users

Any dispute, controversy, or claim arising out of or relating to these Terms, the Service, or your use thereof shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules.

• The arbitration shall take place in Sheridan, Wyoming, unless otherwise agreed.
• The proceedings will be conducted in English.
• You and vrdAI agree to waive the right to a jury trial and to participate in class or representative actions.
• Each party will bear its own costs and attorney’s fees, unless the arbitrator decides otherwise.
• Judgment on the arbitration award may be entered in any court having jurisdiction thereof.

17.2 For EEA, UK, or Other Non-U.S. Users

If you are a resident of the European Economic Area (EEA), United Kingdom, or other jurisdiction with mandatory consumer protection laws, you may:

• Bring claims in your local courts as required by applicable law
• Have certain non-waivable rights under local consumer legislation that prevail over conflicting terms herein

17.3 Informal Resolution

Before initiating arbitration or legal action, you agree to first contact us at usevrdai@gmail.com to attempt to resolve the issue informally. We will do the same.

vrdAI reserves the right to update, modify, or revise these Terms of Service at any time. When changes are made, we will:

• Update the “Last Updated” date at the top of this document
• Post the revised Terms on our website or platform interface

18.1 Material Changes

If the changes are material, we will provide notice to you (e.g., by email or in-app notification) at least 30 days prior to the effective date. Continued use of the Service after the effective date constitutes your acceptance of the revised Terms.

18.2 Minor or Administrative Changes

Non-material updates, such as clarifications, corrections, or legal compliance adjustments, may take effect immediately upon posting.

You are responsible for reviewing these Terms periodically. If you do not agree to the updated Terms, you must discontinue use of the Service.

For questions, feedback, support, or legal notices relating to these Terms or the Service, you may contact us as follows:

Legal Entity

Aureai Labs LLC
A Wyoming-registered limited liability company
Mailing Address: 30N Gould Street, Sheridan, Wyoming- 82801
Email: usevrdai@gmail.com

Legal notices must be sent in writing to the mailing address listed above. Notices sent via email are considered received on the next business day following transmission, provided no delivery error is returned.

For urgent technical issues, platform-related questions, or billing inquiries, please reach out via email, and we will endeavor to respond within ten (10) business days.

We welcome and appreciate your feedback, ideas, and suggestions about vrdAI (“Feedback”). However, by submitting any Feedback, you agree that:

• Your Feedback is voluntary and unsolicited
• vrdAI may freely use, copy, modify, and incorporate it into current or future products, services, or documentation without obligation or compensation to you
• You waive any moral rights or claims of authorship in relation to such Feedback

This provision does not limit your rights with respect to your own content as outlined in Section 12.

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, store, and protect your personal information. By using the Service, you consent to our data practices as outlined therein.

Key privacy principles include:

• We collect only the data necessary to operate and improve the Service
• We do not sell personal information to third parties
• You have rights to access, correct, or delete your data in accordance with applicable laws

If you are located in a jurisdiction with specific data protection laws (such as the GDPR, CCPA, or UK DPA), additional rights and disclosures may apply. For more details, please review our full Privacy Policy.

vrdAI is not intended for use by children under the age of 13 (or the minimum legal age in your jurisdiction, if higher).

We do not knowingly collect personal information from children. If we become aware that we have collected such information without verified parental consent, we will delete it promptly.

If you believe a child under 13 has submitted personal information through the Service, please contact us at usevrdai@gmail.com.

vrdAI may, from time to time, offer access to beta, experimental, or early access features (“Beta Features”). These features are:

• Provided on a limited and as-is basis
• May contain bugs, errors, or unexpected behavior
• May be modified, suspended, or discontinued at any time without notice

By using any Beta Feature, you acknowledge that:

• You do so at your own risk
• Feedback may be requested as part of participation
• Access to Beta Features is not guaranteed and may be revoked without liability

Beta Features are subject to these Terms and any additional terms or disclosures presented at the time of use.